HSBC bank, who previously funded these loans, has backed out of doing them due to people not repaying these loans. H&R Block opened their own bank last year so they are able to offer a similar product for their clients only. You must have had H&R Block prepare your tax return in 2005 or 2006. The line of credit is for $500 and there is a charge for it. And the interest rates are not above the federal maximum. It starts around December 10th. Check your local office for details.
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